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Pay on Finance

We've got a couple of simple payment options to help you spread the cost. We make it really simple for you to make big purchases more manageable. There's only one form to fill out and we won't take a deposit.

Buy now pay later - no deposit required.

Step One

Add any product or service over £250 to your basket and select "Pay on Finance".

Step Two

Select our "Pay nothing for 6 months" option. Then, fill out the short application form - we won't take a deposit and you'll get an instant decision.

Step Three

After 6 months, you can choose to pay in full, with a £35 admin fee, or spread the cost over 42 months.


How does it work?

As long as your order comes to £250 or more, with Buy Now Pay Later you can take a nice, long payment holiday.

That means no deposit and absolutely nothing to pay for 6 months. When the 6 months are up, you can either pay the balance in full with a £35 settlement fee or pay monthly over 42 months with a fixed rate of just 19.9%. And, it couldn’t be easier to apply, just fill out our short and simple application form when you check out.

Pick from a 24-36 month plan.

Step One

Add any product or service over £250 to your basket and select "Pay on Finance".

Step Two

Take your pick from a 24 or 36 month plan.

Step Three

Fill in your details and complete a simple application form. There's no deposit to pay, and interest is fixed at just 19.9%.


How does it work?

We want to make sure that paying on finance is as easy as possible. Flexible repayment options are available on all items over £250, making those big investments easier to manage.

And all it takes is a simple application form. You can choose to spread the cost over 24 or 36 months, with an interest rate of just 12.9%.

Heater Shop is a trading division of Edison House Trading Ltd. Edison House Trading Ltd is authorised and regulated by the Financial Conduct Authority. Edison House Trading Ltd only offers credit products from Secure Trust Bank PLC trading as V12 Retail Finance. Credit provided subject to age and status. Registered office Edison House, Edison Close, Ransomes Europark, Ipswich, Suffolk, IP3 9GU, United Kingdom.